Two critically important factors in obtaining a mortgage to buy a home are showing the lender you have both the willingness and the ability to repay the loan they give you to purchase your home. The first step in buying a home is to know what your credit score is. Nothing affects your mortgage rate… [Read More]
When you are the new family on the block or the new guy on the block, one of the greatest benefits of owning a home is that it most likely comes with neighbors. Neighbors can watch your home for suspicious activity when you are gone, help take care of things when you are on vacation… [Read More]
Federal Reserve officials signaled that they could pick up the pace of interest-rate increases this year and next to keep a rapidly expanding economy on an even keel. Many folks have a variable interest rate second mortgage behind their first mortgage. Often these are obtained to make home improvements, consolidate debs or to obtain a… [Read More]
As a mortgage professional I work with many different people and understand the mortgage industry. It’s a big step, purchasing a home, you want to be sure you have someone you can trust and who will help shepherd you through the process. When choosing who to use to help you, its important to screen some… [Read More]
One of the best parts of being a homeowner is the freedom to customize your space. From painting the walls to knocking them down, there are endless opportunities to put your own personal stamp on your home and make it yours. But before you dive into any renovations, you should know what they will cost… [Read More]
Great News!!! We again have access to the FHLB fully forgivable loan! The FHLB forgivable loan is a down payment assistance program that can provide the funds needed for down payment for those qualified buyers in Ankeny, Des Moines, Urbandale and as well as the entire state of Iowa . This program provides $5000 to be used as… [Read More]
What it takes to purchase a home: Good credit (shows your willingness to repay the loan) 2 year work (or college) history (shows your ability to repay the loan) First Time Home Buyer Steps: Step 1. Contact us, licensed and insured professionals, to guide and protect your interest from start to finish. We’ll… [Read More]
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